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Remortgage reminder

Remortgaging is harder when the deadline is already close.

Add your remortgage target date and Onremind will remind you before your current deal ends, so you have time to review your options, gather documents and avoid drifting onto a follow-on rate without planning.

Get reminded early

We remind you in good time, so you have time to act.

Save time and money

Check, switch, cancel or stay before it is too late.

Privacy first

We never access your bank or personal accounts.

Independent reminder system

Onremind is impartial and not affiliated to any provider.

Before your review window closes

Before your mortgage deal ends, give yourself time to review

A remortgage reminder is not the same as the fixed rate end date itself. It is a review date you set before your current deal ends so you have time to check your position.

The useful moment is before the fixed rate end date, while there is still time to review the next step with your lender, broker or adviser.

Review date

Choose a date before your fixed rate ends so you have time to check what happens next.

Fixed rate end date

Check the actual date your current fixed rate period is due to finish.

Payment position

Check whether your monthly mortgage payment may change after the current deal ends.

Lender or broker timing

Check when to speak to your lender, broker or adviser before the fixed rate end date.

Fees and product dates

Check whether fees, product dates or early repayment charges affect when you can review.

Documents and account details

Check your mortgage offer, account information and lender messages before you make a decision.

Onremind warns before your chosen review date so you have time to check the fixed rate end date, payment position, lender timing, documents and next-step options.

You do not have to leave the review until the fixed rate end date.

Add a review date early, then review before the window closes.

How Onremind works

How Onremind protects the window before the price changes.

Add the date once. Onremind tracks the countdown, reminds you early, and gives you time to review, negotiate, cancel, switch or stay before the renewal date arrives.

Renewal cycle: set the date, Onremind keeps watch, reminders during the action window, the date arrives.
  • 01

    Set the date

    Add the renewal, expiry or contract-end date once.

  • 02

    Onremind keeps watch

    Sit back. We quietly track the countdown for you.

  • 03

    Reminders during the action window

    We remind you while there's still time to review and decide.

  • 04

    The date arrives

    The renewal, expiry or contract-end date is reached.

Then the cycle begins again.

Onremind protects the time before the price changes — not after.

The renewal date is the trigger. The renewal action window is the time Onremind protects.

Add your renewal date — it’s free

Renewal resources

Remortgage timing research, guidance and updates

These pages support the same decision point from three angles: remortgage timing evidence, practical review guidance and current developments that may affect when you start reviewing before your deal ends.

Report

Remortgage Timing Report 2026

Research on remortgage timing, fixed-rate end dates and why mortgage holders should give themselves a review runway before the deal ends.

Guide

When to start remortgaging before your deal ends

Practical guidance on review timing, fixed rate end dates, lender timing and what to check before your current deal ends.

Update

Maturing fixed-rate deals and remortgage timing

A clear summary of maturing fixed-rate deal context and what it may mean for remortgage timing before your current deal ends.

More mortgage dates

Other mortgage dates to track

A remortgage review date is one mortgage timing point. Onremind can also help you track the fixed rate end date itself before the rate or payment position changes.

Fixed rate mortgage ending

Track the fixed rate end date before your mortgage may move to another rate or payment position.

Fixed rate mortgage ending

View all mortgage reminders

Mortgage questions

Remortgage reminder FAQs

Quick answers to common questions about remortgage reminders, review dates, fixed rate end dates and what to check before your current deal ends.

A remortgage reminder is a date you set before your current mortgage deal ends. It gives you time to check your fixed rate end date, payment position, lender timing and what you may need to review next.

Add your renewal date.

We'll remind you before the date needs review.

  • No bank access needed
  • Just the dates you already know
  • Independent reminder system

Stay ahead of renewal-triggered price rises.

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