Remortgage Reminder
Santander UKRecorded a lower monthly payment than the renewal quote.
When a fixed energy deal ends, the supplier typically moves the household to a standard variable tariff under the Ofgem default tariff cap. The decision sits between staying on a new fixed deal or defaulting to the cap.
Ofgem updates the default tariff cap on a quarterly cycle. The level of the cap, and the fixed deals available against it, change between cycles — so the right answer at the end of one fix is not the right answer at the end of the next.
Most fixed tariffs allow a switch in the final 49 days without exit fees. That window is the practical action period.
Confirm the precise day the fixed tariff ends. Default movement to the variable tariff usually happens the day after.
Check the rate the household will move to and how it sits against the current Ofgem default tariff cap.
Submit a reading on or close to the end date. That gives a clean break between the old tariff and the new one.
Check whether the direct debit changes when the tariff changes. A new tariff often resets the assumed annual consumption.
Most fixed tariffs allow a switch in the final 49 days without exit fees. Confirm the rule on your tariff if you are considering switching early.
Timing window
The Ofgem 49-day window before the tariff end is the practical action period. Earlier than that, exit fees may apply on the current deal. Later than the end date, the household is already on the variable rate.
Track the tariff end date and avoid moving onto the cap by default.
Evidence-led report on UK fixed energy tariff endings.
What Ofgem's pilot means before your fixed tariff ends.
What the latest cap change means at tariff end.
Recorded outcomes
These figures come from outcomes people have recorded in Onremind.
We'll remind you before the date needs review. Track all your renewal dates for free.